Marco Kozlowski Review

Marco Kozlowski Review

Kozlowski is a real estate guru who claims to have the golden ticket to profiting big in the American real estate game. He believes in democratizing real estate investment, asserting that anyone can enter the market and acquire income-producing properties without relying on personal funds or credit. His approach is centered around a proven process that, according to Kozlowski, sidesteps traditional barriers such as credit scores, financial backgrounds, and other conventional constraints.

Sounds like a dream for sure but there’s always more to the story to every perfect pitch talks gurus present. With two decades of real estate experience under his belt, Marco’s got a pitch that’s hard to resist. He says anyone can snag income-producing properties right from the comfort of their home – no credit score, big bank balance, or even a dazzling smile required. He’s got a so-called “proven process” and promises to spill on how to score real estate at jaw-dropping discounts.

But before getting into the review…

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Who is Marco Kozlowski?

Marco Kozlowski Review Real Estate Investment

Marco Kozlowski appears to be a real estate investor and author who markets his expertise in profiting from American real estate to international audiences, specifically targeting British audiences in this case. He emphasizes offering steep discounts on real estate, claiming to provide attendees with a 30% discount on the real value of properties through his investment strategies.

What is his Proven Process?

Kozlowski’s approach involves focusing on properties whose owners have urgent needs to sell, categorizing these reasons under what he calls the “Five D Formula”: death, divorce, debt, displacement, and disease. This strategy suggests that he capitalizes on distressed situations to acquire properties at a lower cost.

He asserts that anyone can purchase income-producing properties from home without using their own money or credit, as long as they follow his proven process. He mentions the use of asset-based lending to secure funds for these investments, emphasizing that factors such as background, credit score, bank balance, and even physical appearance do not matter in his approach.

The Break down list of the Process

Marco Kozlowski claims to invest in real estate even when he doesn’t have his own money through a strategy that involves leveraging asset-based loans. Here’s a breakdown of how he describes this process:

  1. Asset-Based Loans: Kozlowski emphasizes that the key to his approach is securing loans based on the value or income of the asset itself. Traditional financing obstacles, such as personal credit scores or the need for substantial personal funds, are allegedly overcome through this method.
  2. Hard Money Loans in Residential Real Estate: In the context of residential real estate, Kozlowski likens the asset-based loans to hard money loans. These loans are based on the value of the property, typically a percentage of its appraised value. Even with a high-interest rate attached, the loan is secured by the property. In the event of non-payment, the lender has the option to take possession of the property.
  3. Commercial Asset-Based Lenders: Kozlowski suggests that commercial real estate offers even more favorable conditions for this strategy. He mentions that there are commercial asset-based lenders who provide loans at reasonable rates, ranging from nine to eleven percent. The loan approval is contingent on the property’s cash flow supporting it.
  4. Hypothetical Example: Kozlowski provides a hypothetical scenario where a property generates an annual income of three hundred thousand dollars. After accounting for expenses, he estimates a net profit of one hundred and fifty thousand dollars, which influences the property’s valuation at about one-point-five million. A commercial asset-based lender might offer a loan at seventy percent of this value.
  5. Strategic Negotiation and Deal-Finding: Kozlowski underscores the importance of strategic negotiation and actively seeking out deals below their perceived market value. By applying what he refers to as “elbow grease,” investors can potentially secure properties at a lower cost than their market value.
  6. Building Value and Refinancing: After acquiring a property, Kozlowski suggests making small improvements, increasing rent, and subsequently raising the property’s value. This, in turn, allows for refinancing, enabling the investor to borrow more against the property and potentially increase their tax-free income.

Marco Kozlowski’s method involves leveraging asset-based loans, particularly in commercial real estate, strategic negotiation to acquire properties below market value, and the subsequent enhancement of property value to optimize returns without relying on personal funds or conventional financing channels.

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Marco Kozlowski Review Real Estate Investment

Is Marco Kozloski a scam?

While he cannot be explicitly called a scam, potential participants considering involvement with Marco Kozlowski and his real estate programs are advised to proceed with caution due to reported inconsistencies and shifts in his program’s policies (the concerns even made the CBC and other news outlet, yikes):

  • Initial Promise: Initially, Marco Kozlowski reportedly assured students that they could access in-house funding for their real estate transactions through his program.
  • Shifts in Financing Policy: There have been reports of significant changes in Marco Kozlowski’s financing policy, particularly regarding in-house funding for students. Such shifts can impact participants who initially relied on promised financial support, leading to potential financial challenges and unmet expectations.
  • Contradictory Statements: Instances of contradictory statements made by sales staff just days before policy changes raise concerns about transparency and consistency in communication. Individuals should carefully assess the reliability of information provided by the program and its representatives.
  • Broken Promises: Participants have expressed dissatisfaction with unfulfilled promises, signaling potential discrepancies between initial assurances and the actual provisions within the program.
  • Impact on Students: The reported challenges faced by a limited number of students in accessing in-house funding during the transition period may have financial implications. Prospective participants should carefully evaluate the potential impact on their ability to engage in real estate transactions as promised.

Kozlowski expressed understanding of the frustration experienced by these students and emphasized efforts to assist them in finding alternative funding sources, including private lenders and non-bank options. I don’t know about you but he’s definitely dodgy. The damage has been done is the famous saying, right?

There already was financial impact, those who were relying on the initially promised in-house funding faced challenges in securing alternative financing, potentially impacting their ability to participate in real estate transactions.

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The Pros and Cons of his Business Model

Despite the red flags and some questionable ways of this man, his business model as described above does work if done right that is why we cannot label him a scam because he teaches a legit method about real estate.

If we look at his business model alone, we can derive some advantages and disadvantages in the structure:

Pros of Marco Kozlowski’s Business Model Structure

  1. Emphasis on Asset-Based Loans: The focus on asset-based loans allows investors to leverage the value of properties rather than relying on personal financial standing. This opens up opportunities for a broader range of individuals to participate.
  2. Financial Flexibility: The strategy aims to provide financial flexibility by minimizing personal financial risk. The potential for significant annual profit, even with high-interest loans, can contribute to financial stability and flexibility.

Cons of Marco Kozlowski’s Business Model Structure

  1. High-Interest Loans: The reliance on asset-based loans, especially in residential real estate where hard money loans are common, often involves high-interest rates. This can impact overall profitability and may pose financial challenges if not managed carefully.
  2. Market Knowledge Requirement: Success in Marco’s strategy relies heavily on the investor’s ability to identify deals below market value, negotiate effectively, and potentially outsmart sellers. This requires a certain level of market knowledge and negotiation skills.
  3. Active Involvement: While there is a promise of passive income, the initial stages of securing deals and optimizing properties require active involvement and effort. This may not suit individuals seeking entirely hands-off investment approaches.
Marco Kozlowski Review Real Estate Investment

Conclusion

Marco’s strategy isn’t a magical shortcut to wealth. Nothing ever is unless you are born into wealth. There is a potential for a of passive income but it comes after you’ve laid the groundwork. We can’t ignore the huge BUT as well, the guy does not deliver on his words and that he cannot be trusted at all. The initial excitement he promises at the start of his sales pitch might wear thin if they aren’t fulfilled down the line.

Given the reported concerns and potential risks associated around this guy, it’s a no-brainer to stay away or at least keep your guards up if you really must associate with him. There always are alternatives you can consider and that is why–

Before leaving..

If you are serious about starting your own online business, I highly recommend you to check out my #1 recommendation.

This is simply the BEST business to start right now and it made me $30,391 in the last month alone.(*and sky’s the limit*)

Go here to start leasing leads to small business owners and become a digital landlord

Best Business To Start >>