ATM Together Reviews

The invention of ATMs showed how convenient banking and money transfer could become. Gone are the days when a bank visit was necessary to get your cash withdrawn, ATMs can handle the transaction, and they are everywhere— on street corners, in convenience stores, and at gas stations.

But did you know that you can make money from ATMs as well? With ATM Together, you do not even have to stress about starting your own ATM business.

Paul Alex, founder of ATM Together, says that operating ATMs is a million dollar side-hustle. He claims that it made him $12 million in just three years.

Is it possible with ATM Together’s guidance to earn a similar passive income to Paul’s? Keep reading below to find out.

By the end of this review, you will be equipped to make an informed choice about whether ATM Together and ATM business is the right fit for you.

Before I Start…

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What Is ATM Together?

ATM Together is a coaching company that provides guidance on how to start your own ATM business. If you need answers on what is the best location for an ATM near you, how to install one, and what are the best practices on managing them, their training got you covered.

Got no time and/or will to do it all by yourself? With their automation offers, ATM Together will do the heavy lifting in building the business for you (Done-For-You) or with you (Done-With-You).

With ATM Together, client success is everything. They pride themselves in bringing their clients actual results.

They are not like other programs who are only after selling courses. ATM Together care for their clients, they really do.

According to Paul Alex, this is what enables ATM Together to scale to seven figures. They grow as a coaching company while helping everyday people generate residual passive income— it is a win-win situation!

Who Is Paul Alex?

Paul Alex Espinoza, generally recognized as Paul Alex, is an ex-cop turned serial entrepreneur based in San Diego, CA. He is the founder of ATM Together.

Paul Alex

Paul Alex came from humble beginnings. He did not have wealthy parents nor a business mentor growing up.

No one taught him how to build a multi-million business. His parents only knew about working hard, and nothing about entrepreneurship.

He had to learn everything on his own. Thankfully, he was able to get into operating ATMs, a black and white business that simply fits him.

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How Did ATM Together Get Started?

In an interview with Ulyses Usuna, Paul Alex mentioned that Dan Henry inspired him to become a digital marketer. In particular, Dan’s Digital Millionaire book changed his life by tearing down his limiting beliefs that stopped him from selling his expertise online.

Around January 2021, Paul Alex officially established ATM Together. It started off as a one-man team where Paul Alex does everything— from prospecting online to setting up appointments— while still having a 9 to 5 job.

It was his close friend slash COO of ATM Together who eventually convinced him to leave law enforcement, the 9 to 5 job in question, to focus his full attention on the business. About a year and a half later, ATM Together went from company of one to a company of twenty-one employees.

ATM Together's COO

Today, ATM Together has helped over 2,500 clients across the United States and Canada. They also manage the current biggest ATM business Facebook group in “ATM Business For Beginners” with over 63,000 members.

For Whom Is ATM Together Intended?

ATM Together is for beginners and first-time business owners who are looking for an alternative source of income. If you want to start an ATM business, ATM Together will teach everything you need to know for A to Z.

This is also for aspiring entrepreneurs who are not ready to leave their 9 to 5 yet. With automation offers such as ATM Elite Automation, ATM Together is willing to do the majority of the work to build you a complete turn key ATM business.

This is for experienced entrepreneurs with an existing ATM business that needs some re-calibrating. ATM Together could help with optimizing sales and marketing strategies to attract better clients and secure better ATM locations.

In general, ATM Together is for those who are open-minded, know how to stick to a plan, are willing to commit and make an investment in oneself, and understand that building an ATM business is not a get rich quick scheme.

What Is ATM Together’s ATM Elite Automation

Client Of ATM Together's ATM Elite Automation

As mentioned by Paul Alex, ATM Elite Automation is the original offer of ATM Together. Here, they will find and secure a location for your ATMs, submit LLC requirements and other necessary documents, and work with you one-on-one on how to program and troubleshoot the ATMs.

The selling point is pretty straightforward: Generate cash flow while you are working your 9 to 5, working on your other business, and/or pretty much doing whatever you want.

What Made ATM Elite Automation Unique?

From what we have gathered, providing the so-called four pillars of ATM business is unique to ATM Elite Automation. These pillars are as follows:

  • The ATM itself, a brand-new Hyosung Halo 2 that meets the industry standard.
  • An ATM-specific Internet modem provided by either AT&T or Verizon, whatever works best for your area.
  • A free ATM transaction processing network in Switch Commerce that connects the machine with the bank account and banking network.
  • Location for your ATM that comes with a guarantee of four to six weeks processing time and unlimited location leads until you are satisfied with one (location finder services).

In addition, ATM Elite Automation does not take any profit cut unlike the usual automation programs. However, this is expected since they are only involved during the setup phase of your ATM business.

What Are Included In ATM Elite Automation?

Besides the four pillars mentioned in the above section, you will also get lifetime access to ATM Together’s ATM Business program. The latter will walk you through everything related to running and scaling your own ATM business.

In addition, you will also get access to a private clients only mastermind group. Here, they posts regular updates as well as host weekly coaching sessions.

The team is always available if you need support from them 24/7. There is also a special international business support for ATM assistance specific to Canada.

Finally, with bank location assistance, you will get reassurance that you will get a local bank to approve your ATM business account.

Difference Between ATM Elite Automation And BTM Automation

ATM Together's BTM Automation

In partnership with, Paul Alex launched their new automation offer in BTM Automation in December 2022. As the name implies, the program will build a business from operating BTMs rather than ATMs.

These BTMs, shorthand for Bitcoin Teller Machines, allows clients to convert fiat money to cryptocurrency, and vice versa. Instead of transfer fees, you will earn in BTMs by having a markup of around 15% to 20% per conversion.

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Should You Purchase ATM Together’s ATM Elite Automation

In this section, we will discuss the cost, benefits, and drawbacks of the program. This way, you will be able to determine whether the program suits your entrepreneurial needs.

Cost Of ATM Elite Automation

The cost of ATM Elite Automation program ranges from $6,500 to $10,000. Other than the said initial investment (inclusive of one ATM), you also need to consider the monthly internet cost, processing network cost, and around $2k-$3k of refill money to keep the ATM operational.

If you want additional ATMs, ATM Together can provide more for you. Cost is $3,500 per additional ATM.

Benefits Of ATM Elite Automation

Legitimate Business Model

ATM business is a legitimate way to earn money by charging transfer fees to those who use your ATMs. Assuming the location is safe from theft and fraud, operating these ATMs require little to no maintenance and supervision after the initial setup.

Inclusion Of Location Finder Service

In an ATM business, the key aspect that will determine your success is location. With the service, ATM Together determines which locations are most profitable within your area.

With their location guarantee, rest assured that you will get a satisfactory location, a profitable location that you are also satisfied with, within four to six weeks.

Knowing the above location is not enough, as you still need to effectively negotiate with property managers/owners to secure those. If you avail the automation program, a dedicated salesman from ATM Together will arrange and close a deal on your behalf.

Drawbacks ATM Elite Automation

Not The Most Cost-Efficient Way To Start An ATM Business

The best part of ATM Elite Automation is their location finder services. If you do not need the said service, it is better financial-wise to simply start on your own rather than pay for the automation program.

For instance, you can buy ATMs at a cheaper price on your own. Cost is around $3,000 for brand-new machines similar to what ATM Together offers, while it is closer to $1,500 for used ones.

Cashless Movement Leading To Decrease In ATM Usage

While the possibility of a completely cashless society is almost zero, we still cannot deny that people’s reliance on cash has been dwindling throughout the years. Due to pandemic, many switched over to digital payment and quit using cash altogether.

Less reliance on cash meat less users of ATMs; fewer users of ATM meant less transfer fees, and in turn, less profit for you.

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In summary, ATM Together offers a legitimate business model in ATM business. The said business model can truly be a side hustle, albeit not really close to a million dollar one due to decrease in ATM usage nowadays.

Their location finder service is a one-of-a-kind offer that guarantees a satisfactory location for your ATMs. They know their priorities and shows that they truly care on building a successful business for their clients.

However, it is worth mentioning that the price of ATM Together’s original automation offer is much higher than doing it on your own. It is up to you to decide whether to choose convenience or significant financial savings.

Before You Leave

If you are looking to start a real business which can help you make money online, checkout my #1 recommendation.

This is the BEST business to start right now and it has helped me make $30,931 last month alone.

Go here to see my #1 recommendation to start making money online 

> Check Out My #1 Recommendation Here! <